REBUILDING IRELAND HOME LOAN:
Rebuilding Ireland Home Loan is a new Government backed Mortgage for first time buyers. It is available nationwide from all local authorities from 1st February 2018.
As a first time buyer you can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.
The loan is a normal Capital and Interest-bearing Mortgage which is repaid by direct debit on a monthly basis.
You can borrow up to 90% of the market value of the Property.
Maximum market values of the property that can be purchased or self-built is €250,000 in Kilkenny.
For More Information and Loan Pack
Rebuilding Ireland Home Loan
Kilkenny County Council may consider applications for loans to persons proposing to execute reconstruction, repair or improvement works on a house for their own occupation. Loans of up to €38,000, over a maximum period of 15 years, may be considered. Generally the following persons may be entitled to apply for this loan: -
(a) Farmers whose rateable valuation does not exceed €56 and persons working on their parents farm, the total rateable valuation of which does not exceed €84
(b) Other persons whose income does not exceed the qualifying limit for a loan e.g. Single income household = €40,000 or Double income household = multiply the gross income (before tax) of the principal earner in the last tax year by 2.5 and add the gross income of the subsidiary (lesser) earner in the last income tax year. If the result is €100,000 or less you are eligible.
Where special hardship would be caused by a strict adherence to the means test, the Council reserve the right to make a loan available to a person outside the prescribed means test.
Further Information and Application Forms are available from the Housing Authority.
Download Application Form:
Reconstruction Loan Application Form.docx (size 70.9 KB)
Kilkenny County Council
Private Sites at Tullaroan Village, Co. Kilkenny
Kilkenny County Council has two private sites available for sale at Tullaroan Village, Co. Kilkenny.
1) Existing tenants who surrender their Local Authority house and provide their own house.
2) A person/s on the Local Authority's housing list who is in employment but the income does not exceed the qualifying limit for a Local Authority loan.
3) Any first time buyer in need of housing who is in full-time employment and with an income within the qualifying limit for a Council loan.
4) Preference will be given to persons from the area who satisfy the eligibility criteria.
5) Please consult Kilkenny County Council's website www.kilkennycoco.ie for details of site location and cost.
For further details and application forms please contact the Housing Office, John's Green House, John's Green, Kilkenny - Tel. 056-7794976 or 056-7794936.
Completed Application forms should be forwarded to the Housing Section, Kilkenny County Council, Johns Green House, Kilkenny The closing date for receipt of applications is 12 noon Friday 18th May, 2018.
Director of Services,
Kilkenny County Council,
Johns Green House,
For Further Information on any of the above is available from:
Kilkenny County Council
John's Green House